(Last updated: August 21^st, 2023)

Your Privacy Rights

GaiaTech Global LLC, 1007 N Orange St. 4th Floor, 1426 Wilmington, DE 19801 (the “Company”, “we”, or “our”), operated the website myquotekeeper.com (further "HQuote") respects the privacy of our users and provides you with this privacy policy (“Privacy Policy”). This Privacy Policy is intended to describe for you the information we collect, how we may use that information, with whom we may share that information, and your choices about such uses and disclosures. If you do not agree with this Privacy Policy, please discontinue your use of the website immediately. We encourage you to read this Privacy Policy carefully when using our website or services or transacting business with us. By using our website, you are accepting this Privacy Policy. If you have any questions about this Privacy Policy, please refer to the end of this Privacy Policy for information on how to contact us.

Information We Collect About You

We may collect personal information that can identify you, including but not limited to your name and email address. When you provide personal information through our website, the information may be sent to servers located in the United States and other countries. Personal Information that we process are:

• Information you provide: We may collect and store any personal information you enter on our website, such as your name, address, email address, telephone number, credit card information, and other personally identifiable information. It is at your discretion and determination whether to provide personal information to us. When you join HQuote by requesting a free quote, you are opting in to receive emails from us or about HQuote. Your telephone number can be used to initiate and offer you certain services and to conclude and execute agreements. If you have indicated that you are interested, we can use your mobile phone number to communicate with you and keep you informed about offers. You can opt-out of notifications by replying to emails you have received, using the unsubscribe link in the email, or contacting us via email at support@myquotekeeper.com. Note: you cannot opt out of receiving certain administrative or legal notices from us.
• Information from other sources: We may also obtain both personal and non-personal information about you from business partners, contractors and other third parties, such as updated delivery and address information, purchase history, and demographic information.
• Cookies. We use various technologies, such as cookies and web beacons, to collect information from your computer and about your activities on our site. This information includes your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from us, and the referring website address. We may allow third-parties, including our authorized service providers, advertising companies, and ad networks to display advertisements on our site. These companies may use cookies to collect information about users who view or interact with their advertisements. Our website does not provide any personal information to these third parties. Please read Cookie Policy to know more.

BY PROVIDING PERSONAL INFORMATION TO US VIA WEBSITE, YOU VOLUNTARILY CONSENT TO THE COLLECTION, USE, TRASFER AND DISCLOSURE OF SUCH PERSONAL DATA AS SPECIFIED IN THIS PRIVACY POLICY.

Legal Basis For Processing Personal Information

We will only use your personal information if we have a lawful basis to do so in accordance with the rules or principles of the applicable data privacy laws such as:

• when it’s our legal duty,
• if we have your consent,
• when it’s necessary to perform our contractual obligation and/or otherwise within our legitimate right to do so, including business or commercial purpose (Relevant Purpose). The Company`s Relevant Purposes are: including: enhancing the Company's products and services; fraud prevention; analytics; advertising enhancement; any other purpose not prohibited by applicable laws or privacy regulations, including the CCPA and other data protection laws.

How We Use the Information We Collect

We may use information that we collect about you to:

• Provide products and services that you have requested;
• Manage your account and provide you with customer support;
• Perform research and analysis about your use of, or interest in, our products, services, or content;
• The consent applies only to you, and to the specific use or campaign that the recipient has consented to. You can't treat it as blanket consent allowing you to send messages from other brands or companies you may have, or additional messages about other uses or campaigns.
• Communicate with you via phone or email with regard to partially completed service requests;
• Develop and display content and advertising tailored to your interests on our site and other sites;
• Perform background screening, which may include the use of third parties or service professionals;
• Enforce our terms and conditions as stated in our Terms of Use;
• Enforce our terms and conditions as stated in our Terms of Use;
• Manage our business;
• Perform functions as otherwise described to you at the time of collection.

Financial Information for Service Professionals

For service professionals, we may use financial or payment method information to process payment for any purchases made on our website, rebate, and other programs in which you elect to participate, to pre-qualify you for credit card and other offers that you might find of interest, to pre-qualify you to participate in our contractor network, to protect against or identify possible fraudulent transactions, and otherwise as needed to manage our business.

With Whom We Share Your information

Information we collect may be shared with a variety of parties depending upon the purpose for and context in which that information was provided. In all cases where we share your personal information with third parties, we will use a minimum necessary standard to disclose only that information required for satisfying the purpose of or performing the service for which the information is disclosed.

We want you to understand when and with whom we may share personal or other information we have collected about you or your activities on our web site or while using our services. We do not share your personal information with others.

Other Situations:
We may disclose your information:

• In response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us.
• When we believe disclosure is appropriate in connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of our company, our users, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce HQuote terms and conditions or other agreements or policies.
• In connection with a substantial corporate transaction, such as the sale of our business, a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

Please note, in limited circumstances, we may without notice to you or your consent, access and disclose your personal information or any communications sent or received by you, and any other information that we may have about you to the extent we believe such disclosure is legally required, to prevent or respond to a crime, to investigate violations of our Terms of Use, or in the vital interests of us or any person.

Our website may contain links to third parties’ websites. Such third parties have their own policies that govern their collection, use, and disclosure of information. We suggest that you read their privacy policies to learn about their practices. Thus, we are not responsible for the privacy practices or the content of such websites and we have no responsibility or liability relating to them.

Aggregated and Non-Personal Information

We may share aggregated and non-personal information we collect under any of the above circumstances. We may also share it with third parties and affiliated companies to develop and deliver targeted advertising on our websites and on websites of third parties. We may combine non-personal information we collect with additional non-personal information collected from other sources. We also may share aggregated information with third parties, including advisors, advertisers and investors.

Retention

We retain personal information only as long as required to fulfill the purposes described above, or as required by law as necessary to comply with our legal obligations or to resolve disputes. We may store any information about your activity on our website or any information created, posted or shared by you on our websites for as long as we deem it necessary or until you provide specific instructions to delete it.

How You Can Access Your Information

If you have an online consumer account with us, you can access and review your personal information by logging into your account. You can also review and update your personal information by contacting us. You can also choose to have your account disabled by contacting email support@myquotekeeper.com. After you deactivate your account, you will not be able to sign in to our website or access any of your personal information. If you deactivate your account, we may still retain certain information associated with your account for analytical purposes and recordkeeping integrity, as well as to prevent fraud, collect any fees owed, enforce our Terms and Conditions, take actions we deem necessary to protect the integrity of our website or our users, or take other actions otherwise permitted by law.

Your Choices About Collection and Use of Your Information

(Opt-Out/Unsubscribe/ Sign Out)

At any time, you can choose to no longer receive commercial marketing or promotional emails or newsletters from us by accessing your user account and opting out. You also will be given the opportunity, in any marketing email that we send to you, to opt out of receiving such messages in the future, or by replying to any of these emails. Be sure you include your name and email address. It may take up to 10 days for us to process an opt-out request. We may send you other types of transactional and relationship email communications, such as service announcements, administrative notices, and surveys, without offering you the opportunity to opt out of receiving them. If you prefer not to have us share your email address & other information with selected providers of goods and services that may be of interest to you, you can notify us at any time by emailing us at support@myquotekeeper.com.

How We Protect Your Personal Information

We take appropriate security measures (including physical, electronic and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. For example, only authorized employees are permitted to access personal information, and they may do so only for permitted business functions. We want you to feel confident using our website to transact business. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your personal information, searches, or other communications will always remain secure. Thus, any transmission of data at or through the Website, or otherwise via the Internet or wireless networks, is done at your own risk. Please refer to the Federal Trade Commission’s website at https://www.consumer.ftc.gov for information about how to protect yourself against identity theft.

Blogs, Bulletin Boards, Chat Rooms and Other Social Media Sites

We may provide areas on our websites where you can post information about yourself and others and communicate with others, as well as post comments (e.g. pictures, videos, audio files, etc.). Such postings are governed by our Terms and Conditions. In addition, such postings may appear on other social media websites or when searches are executed on the subject of your posting. Please note that whenever you voluntarily disclose personal information on public web pages, that information will be available to the public.

Children’s Privacy

We understand the importance of protecting the privacy of children, especially in an online environment. In particular, our website is a general audience site, and we do not knowingly collect personal information from children under the age of 13. If you become aware that a child has provided us with personal information without parental consent, please contact us at support@myquotekeeper.com and we will take steps to remove such information and terminate the children’s account. We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.

Visiting Our Websites from Outside the United States

This Privacy Policy is intended to cover collection of information on our website from residents of the United States. If you are visiting our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated.

No Rights of Third Parties

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the website.

Transferring of Assets and Rights

We may also share your information with others in connection with or during negotiation of any merger, financing, acquisition, bankruptcy, dissolution, transaction or proceeding involving sale, transfer, divestiture or disclosure of all or a portion of our business or assets to another company.

Changes to this Privacy Policy

We will occasionally update this Privacy Policy to reflect changes in our practices and services. When we post changes to this Privacy Policy, we will revise the "last updated" date at the top of this Privacy Policy. If we make any material changes in the way we collect, use, or share your personal information, we will notify you by sending an email to the email address you most recently provided us in your account, profile or registration (unless we do not have such an email address), or by prominently posting notice of the changes on our website. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies.

How to Contact Us

If you have any questions about this Privacy Policy or if you would like to request information about our disclosure of personal information to third parties for their direct marketing purposes, please contact us by email or postal mail as follows: Privacy Policy Inquiry, GaiaTech Global LLC, 1007 N Orange St. 4th Floor, 1426 Wilmington, DE 19801 or email us at support@myquotekeeper.com.

Categories of personal information the Company collects

The Company has collected the following categories of personal information from users within the last twelve (12) months:

A. Identifiers. A name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver's license number, passport number, or other similar identifiers. YES

B. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). A name, address, telephone number, passport number, driver's license or state identification card number, credit card number, debit card number, or any other financial information. Some personal information included in this category may overlap with other categories. YES

C. Protected classification characteristics under California or federal law. Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). NO

D. Commercial information. Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. YES

E. Biometric information. Physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. NO

F. Internet or other similar network activity. Browsing history and search history within our website; information on a consumer's interaction with a website and advertisement. YES

G. Geolocation data. Physical location or movements. YES

H. Sensory data. Audio, electronic, visual, thermal, olfactory, or similar information. NO

I. Professional or employment-related information. Current or past job history or performance evaluations. NO

J. Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. NO

K. Sensitive personal information. Race or ethnic origin, religion, political affiliations, sexual orientation, criminal history. NO

L. Inferences drawn from other personal information. Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. NO

Your Rights and Choices: Additional Notice for California, Colorado, Nevada, Virginia residents

You have certain rights with respect to the personal information collected by businesses.

Right to Access. You have the right to receive information about the types of personal information that the Company collects, uses, discloses, and sells. Specifically, this right allows you to ask the Company for the following information: (a) the categories of personal information that the Company collects about you; (b) the categories of sources from which the Company has obtained personal information about you; (c) the Company's business or commercial purpose for collecting or selling your personal information; (d) the categories of your personal information that the Company sells to third parties; (e) the categories of third parties that the Company sells your personal information to; and (f) the specific pieces of personal information that the Company has collected about you. The Company must disclose this information to you when you exercise your right to know, subject to proper verification of your request.

Right to Correct Personal Information. Your Right to Correct. You have the right to request the correction of any inaccurate personal information that we maintain about you, taking into account the nature of the personal information and the purposes of the processing of the personal information. We will use commercially reasonable efforts to correct the inaccurate personal information as you may direct.

Right to be Forgotten. You have the right to request that the Company delete any personal information it has collected or maintains about you, subject to certain exceptions for business purposes outlined in the applicable law. Once the Company receives and confirms your verifiable consumer request, the Company will delete your personal information from its records, unless an exception applies.

Right to Non-Discrimination. You have the right to non-discrimination if you exercise any of your rights under the CCPA or similar data protection laws. If you exercise your rights under the CCPA or similar data protection laws, the Company, pertaining to its good and services, will not do any of the following: (a) deny you any goods or services; (b) charge you a different price or rate for goods or services, including through the use of benefits or imposing penalties; (c) provide to you a different level or quality of goods or services; or (d) suggest to you that you will receive a different price or rate for goods or services or a different level or quality of goods or services.

Right to Opt-Out. You have the right to direct the Company to not sell your personal information to third parties at any time. The Company only shares information as outlined herein. If you choose to opt-out of the sharing of your personal information, the Company will no longer send your personal information to third parties. You can choose, at any time, to opt back in to the sale of your personal information.

Right to Limit Use or Disclosure of Sensitive Personal Information. Sensitive Personal Information is a type of personal information that is more highly protected by laws due to its more vulnerable nature. Sensitive Personal Information will not be sold or shared and will only be used for business purposes. At any time you may request that use of your Sensitive Personal Information be limited by contacting us. If you are a Virginia or Colorado resident, we do not collect your Sensitive Personal Information (as defined in those states’ laws) without your consent but to consent here and now to the collection and use of your sensitive information please write to us “Consent to Use My Sensitive Personal Information for Virginia and Colorado Residents”.

Exercising your Rights

To exercise your rights to know, access, and be forgotten described above, please submit a verifiable consumer request to the Company by email support@myquotekeeper.com.

To exercise your rights to Opt-Out, alternatively you may use the “Do Not Sell/Share My Personal Information” link in the footer of website.

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request to know or for access twice within a 12-month period. The verifiable consumer request must: (1) Provide sufficient information that allows the Company to reasonably verify you are (a) the person about whom the Company collected personal information or (b) such person’s authorized representative. (2) Describe your request with sufficient detail that allows the Company to properly understand, evaluate, and respond to it.

We may require additional information to verify your requests to exercise your rights or understand the scope of your request, although you will not be required to create any account on HQuote to submit a request or have it fulfilled. The Company cannot respond to your request or provide you with personal information if the Company cannot verify your identity or authority to make the request and confirm the personal information relates to you. The Company will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request. We are permitted to reject your request if we reasonably determined that you are not a resident of the State of California.

Response Timing and Format

We endeavor to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. If you have an account with us, we will deliver our written response to that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Do Not Call Policy

The Company takes its responsibilities about customer information and customer service very seriously. In support of this commitment, HQuote has adopted the following Do Not Call Policy.

No employee or agent of the Company shall engage in telemarketing practices that violate the terms of the Telephone Consumer Protection Act of 1991, the FTC Telephone Sales Rule, or state law or regulation.

The Company maintains a record of the name and telephone number for consumers who do not wish to be called. If you don’t want to receive sales calls from HQuote, just ask us to place your name on our Do Not Call List. We will note your request immediately, and will remove your information from active lists within 30 days.

You can make your request in writing by mailing us at GaiaTech Global LLC, 1007 N Orange St. 4th Floor, 1426 Wilmington, DE 19801 or by phone by calling 1-302-319-9774. When you make a request, you must include your name, address and telephone number(s) you want to be included on our list. If your information changes, please notify us of the new name, address, and telephone number(s) in order to remain on our Do Not Call List. If you would like us to remove you from our Do Not Call List in order to receive our telephone solicitations, notify us by contacting us at the above address or telephone number.

All Company’s personnel involved with telemarketing and/or telephone solicitation for HQuote are trained, informed, and directed to comply with the Company Do Not Call Policy.

Upon request, the Company will provide its Do Not Call policy. The policy is also available online at the following web address: myquotekeeper.com/do-not-call.

COOKIE POLICY

This Website uses cookies with the purpose to serve you more efficiently and effectively. This Cookie Policy explains what cookies are, when and why cookies are used by us. Please read carefully this Cookie Policy.

This Website uses different types of cookies that are described below. Some cookies are placed by third party services that appear on our pages.

What are Cookies?

Cookies are small text files that can be used by websites to make a user's experience more efficient. Like most online services, we use cookies and similar technologies to provide and personalize the Website, analyze use, and prevent fraud. In order to optimize your experience, cookies also help with the collection of customer tracking data. Please note that we also keep track of Internet Protocol (IP) addresses and may disclose your IP address during the course and scope of our business strictly in compliance with our Privacy Policy and this Cookie Policy. An IP address is a number that is used by computers on the network to identify your computer every time you log on to the Internet. For all other types of cookies we need your permission.

Managing cookies

There are several options available for managing your cookie preferences, depending on the cookie type and your device. Please note that no one option is sufficient to manage all cookies on all devices. Therefore, you may wish to combine one or more options for complete coverage.

You can revoke or change your consent to our use of cookies at any time.

Browser Settings

If you no longer wish to receive cookies, you can use your web browser settings to allow, deny or delete cookies. To do this, follow the instructions in your browser (usually found in the Help, Tools, or Edit menu)

Mobile Identifiers

On your mobile device, your operating system may provide you with options to opt-out of interest-based advertising or to otherwise reset your mobile identifier. This is a unique identifier that can be used to identify a mobile device that works similarly to a cookie. For example, you may use the “Limit Ad Tracking” setting (on iOS devices) or a setting to “Opt-out of Interest-Based Ads” (on Android) which allows you to limit the use of information about your use of apps for purposes of serving ads targeted to your interests.

If you need further explanation or additional questions please write to us.

Also, please refer to https://optout.networkadvertising.org/?c=1, or https://optout.aboutads.info/?c=2&lang=EN which includes additional useful information about how to block cookies using different types of browser or mobile device.